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So my parents are heavily Mormon and we just recently had a tithing settlement and when they asked me if I had paid my tithing I told them no. They then asked me if I had a plan to fix that and I told them that I worked too hard just to give that money away.

Anyways so afterwards, my mom, who is my account co-owner as I am under 18, decided to take 10% of my bank account out and refuses to give it back.

This isn’t legal right?

*Update: I plan to slowly over the next few days, withdraw the money over time. I will leave some in as to not look suspicious. I will try talking to my mom about paying the 500$ just to keep her on my good side.

*Update 2: Ok now this has gotten ridiculous.

Turns out my dad is sick of my mom overspending so he did two things. He’s stopped paying tithing himself and swapped my moms credit card for a debit card. My mom took my money to pay off tithing for him and she gave me roughly 200$ back. She said she’ll give me the rest back and that she’s still disappointed in me for not paying my tithing. I’m at a loss what to do next.

*Update 3: Doesn’t sound like I’m getting my money back any time soon, both my parents are in a significant amount of debt, my parents fought a lot yesterday apparently. My mom spent almost 10,000$ on stuff for the past month or so. My dad has started making cuts in our budget to fix this, tithing being one of them.

I’m still following through with taking my money and putting it in a place where my parents can’t touch it. Just in case they get any ideas.

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So today was my first day of work. I (hopefully still) work as a hostess at a family restaurant, and I got the job through a classmate I don’t know very well, who assured the manager that I was perfect for the job (ooooooh boy). I walk in, and my trainer goes through the whole routine. At some point he brings me up to the front desk to meet another worker, when they both suddenly get called into the kitchen on their walkie talkies. So now I’m standing alone at the front desk with nothing to do. Minutes pass, and I get tired of gazing around so I start touching things on the desk. An extra clicky pen. A clipboard. Crayons. Then, my hand rests on a large button nested in a clump of wires, just laying on the desk. I examine it, and apparently some primal monkey part of my brain thinks that it’s suitable for clicking, so I start clicking it. I just stand there for about two minutes, clicking the button nonstop. As I hear footsteps approaching I shove my hands in my pockets and pretend that I was looking over my handbook. My trainer tells me that he wants to show me how to clean the bathrooms, so I follow him. As I’m in the bathroom I hear faint sirens, but I think nothing of it (once again, monkey brain). My trainer gets called into the kitchen again, but this time he is instructed to bring the new girl. As we walk into the kitchen I am immediately met with a group of people with confused, disapproving faces, including my manager and about three police officers. My manager then asked me if I pressed the 911 button. My trainer says “I didn’t show it to her yet” and I nod along, still oblivious. So then my manager and the officers take me to the front, where they show me the 911 button. You guessed it, that’s the button I fidgeted with earlier. All I could think of saying was “Oh, yeah, that was me” (I was surrounded by restaurant guests and officers intimidate my monkey brain). When everything calmed down, my manager took me into her office to talk to me. She explained that while I was in the bathroom, the police came and surrounded the whole restaurant. The officers came in through the back, ready to catch a robbery/shooting in action. They thought that we were in imminent danger because they were called 348 times. After we talked, my classmate, the one who got me the job, clocked in. I explained to her what happened and she was angry at first, and now things are very awkward between us. Also, everyone at work things I’m dumb as shit. I don’t really want to come back into work.

EDIT: no, the button was not bright red and it did not say 911 on it.

TL;DR: I took an extra swig of dumb bitch juice and pressed the 911 button at work 348 times, causing the police to come and surround the restaurant. Everyone thinks I’m dumb as shit now.


Last night I was at a Starbucks doing some late night studying and as I'm waiting for my coffee there is this man who walks up behind someone who is studying and starts to move closer to her bubble and ask her questions. She tries to ignore him and then will smile to get him away, but nothing seems to be working. I can see the look of worry on her face so I step in and say "hey did you finish the English paper?" He finally steps off and leave the store. Once he leaves she says to me "oh my God thank you, I wasn't sure what to do and I was panicking. Thank you for noticing, youre a life saver"

I'm so angry that I had to do that. Why can't people read clues that if someone has their headphones in and doing work, they don't want to be talked to. I shouldn't have to notice the look of "please help me". I'm so thankful that she is okay, but all I can think of is what if I didn't intervene.

Tldr: stop being gross and leave people alone.


I frankly have no idea what Trump was talking about at last night's rally re: the "guys with the little boats" who went out in Harvey.

Is he confusing people who actually took their boats out -- the citizen rescuers (locals, Cajun Navy, etc) -- with something he made up in his head about storm watchers boating on the gulf during the hurricane? Because the latter is surely nothing I heard of.


"You know who was fantastic, the United States Coast Guard...

"And I don't know who in this room did it, these guys with the little boats, think they have this great boat, okay. Where do these people come from? They want to go out, and they want to go into the hurricane -- to show their wife how great they are? And then they go out there and say 'Oh my God I'm dead!'...

"In Texas, the United States Coast Guard saved 16,000 lives....

"And next time, all you guys and gals, when there's a hurricane -- do me a favor, don't take your boat out. Just head out of town for a little while...

"FEMA was great, law enforcement was great, first responders were great, the military -- but the Coast Guard represented the military. I'm proud of 'em."

edit: A few clarifying facts for folks not in/from Houston:

- These remarks were made by President Trump at the rally he held last night (10/22) in Houston

- Many of us who lived through Harvey in Houston are intensely appreciative (to the point I can feel the emotion welling in my throat, one year later) of the citizens who risked their lives taking their boats out onto flooded streets and rescued our friends, family and co-workers from their homes -- all the locals as well as the people from out of town like the Cajun Navy. And also of the first responders and professionals who did the same.

- I'm still not sure what the heck the President was trying to say here, or who he thought upbraiding in his comments.


This is his rally for Cruz yesterday. Jump to timestamp 52:28 Remarks continue to 54:20.

Yes, that's the president of the USA saying that all the citizens of this state who went out in their "little boats", volunteering to help save neighbors and strangers are a bunch of dumbasses doing it to impress their wives and should do him a favor and stay home next time so the Coast Guard doesn't have to rescue them.

Or maybe you think he's talking about non-existent hurricane gawkers off the Gulf Coast, even though the Coast Guard says the vast majority of their rescues during Harvey were inland and their sea rescues were primarily tugboats and commercial vessels.

One might think this just accidental misinformation, except he's made the same remarks a few months ago and people tried to correct him then:

If you vote Republican because you truly feel their party stance on health care or corporate taxes or gun control is what best fits you, I get it, I truly do. Not even going to try and talk you out of that.

But please, stop laughing and clapping and cheering while this piece of shit excuse for a human being is attacking your fellow Texans and the selflessness they exercised trying to rescue both neighbors and strangers alike during one of the biggest storms to hit this country in recorded history. Hell, a "boo!" might be pretty nice.

*EDIT: Re-emphasizing the above point since people keep missing it and I'm tired of replying about it. Yes, the president could've been referring to storm chasers, but the problem with that is that those stormchasers don't exist!

The coast guard was not out saving suicidal idiots sailing their small craft into a freaking category 4 hurricane. The whole notion of this is absurd. It's like suggesting that Texans are so stupid that we run into burning buildings to watch the fire up close until the fire department can save us. No one from coast guard, EMS, or state government can identify any instance of this having happened. It's a story that the president has made up about Texans and what a bunch of rubes we are in order to make the performance of the Coast Guard look even better.

He's either mocking real heroes, or he's mocking non-existent morons, and in either case he's slandering our state. I'm not asking anyone to change their vote over this, just to put Texas first and speak up when he spreads these kinds of lies in the future. This is the second time he's made these remarks so it's obviously something he plans to keep on doing until his supporters call him out for it. *

*EDIT #2: Someone did link this article from the New York Times that the Coast Guard rescued 32 boaters and that's probably who Trump was referring to:

Even if that's exactly who he was referring to, those are still much more likely to be people who were trying to get their boats out of the area ahead of the storm and were just too slow and got caught -vs- deranged suicidal morons with deathwishes intentionally sailing into a hurricane to impress their wives. I'd count these people among the victims of the hurricane and I don't consider it any better for the president to mock them than it would have been to mock the people using their boats for rescues. Mocking storm victims is completely unnecessary in order to praise the Coast Guard for their service.*


Long story short, my brother, who is addicted to meth (please never do drugs kids) opened a credit card in my name. I received a bill from a collection agency for around $3500.

I've tried contacting my brother regarding this but the conversation went nowhere until he finally admitted that he "needed" the money and that I should just pay it. He also had the audacity to ask to borrow money from me.

Needless to say I'm not "lending" him a dime and I'm not paying this bill. What are my options?


So my bf and I have been in a relationship for 2 years now and I love him like no one else before and I feel like he might be the one.

In those 2 years we had ups and downs like in any relationship but to sum it up we always worked it out somehow and grew together more and more.

Fast forward to yesterday: we had been talking about what we wished for our future and at some point he just went "I think we should break up when we leave college". I was shocked because in every other conversation he seemed like he wanted to continue our relationship.

The problem is: I really don't want to break up with him. I love him so much and I don't see the point in being in a relationship with someone who wants to break up anyway.

Am I at fault or does anyone else feel like it would be a waste of time? Advice?


Well, it didn't happen exactly how I envisioned it, but my wife and I are semi-retiring. I've worked for a startup for the past several years but they are cutting costs and shifting directions and I just don't have it in me to see that through over potentially several more years. Plus most of my stock options are vested and exercised so I've already captured most of the upside. My wife isn't thrilled with her job either and our lease is ending so we decided the time was right to leave. We are very lucky to be able to live for a while in her parents' vacation home that they don't use any more and sits empty 95% of the year, so we won't have to pay rent.

Our current combined net worth is about $1.65 million. However, about $100k of that is illiquid startup stock. It also includes a rental property in a HCOL area with a value of close to $900k but a mortgage of close to $400k. The rest is cash and investments. Ignoring the startup stock and subtracting $125k for closing costs and taxes on selling the rental property (which we plan to do in the next few years), that gives FIRE assets of about $1.4 million. We were hoping to get closer to $1.6 million because at a 3.5% withdrawal rate we should be able to spend $40k per year indefinitely and still have ~$400k to buy a house in a MCOL area.

I was initially planning to do part-time contract work for my startup, but they offered a low rate (below my current effective rate) and refused to negotiate, so out of principle I decided to pass. But I'm confident I can fairly easily pick up a decent amount of consulting work through various contacts in my field. This should help bridge the gap until I'm sure we can fully retire.

Ignoring housing, we currently spend about $15k/year, so I have no doubt we'll be able to support that and continue saving. Health insurance is a big question mark, but we are both relatively healthy and I'm less pessimistic than many on this sub. Our unsubsidized premiums will be about $7-9k/year for a bronze plan. Of course, if our income ends up low enough, we should get subsidies.

I'm very excited for this next phase in our lives. As long as I've been working, I've felt like I'm very efficient, and when I get my work done for the day I want to go home and relax instead of having to come up with stuff to do, or worse, try to look busy. On the other hand, I can't say I'm not at least a little anxious about not having somewhere to go every weekday, and the structure that instills. I don't necessarily have huge plans for all the newfound free time, but I'm hoping to get more exercise (including taking up biking), read, and finally watch some movies that I've been meaning to for a while. I'm also very excited about being able to hike or go to the grocery store in the middle of a weekday!


There is an upcoming presidential election and a seemingly popular candidate named Bolsonaro is promising to wield all kinds of extreme powers to prosecute opponents? Are people actually repsonding to this positively? What brought Brazil to reject worker's parties? I expected Brazil would have a somewhat reasonable attitude towards workers/socialist parties? (this is based on my perception of there being significant poor / working class populations - this is my uninformed outsiders bias)


First time poster. I have a few experiences with these kind of stuff. I wanna tell you guys a story that happened to me recently.

A bit of backstory. The university I work in have a weird layout. Since they have a hotel hospitality faculty, they merged the building together with a local hotel. The university is from the 3rd to 5th floor, while the hotel is located under it. The university requires me to use a long-sleeved shirt and it looks like the hotel employee's outfit, minus the vest with their logo on it.

So three days ago, I went down to the hotel lobby and booked an online taxi. I waited by the glass door to make sure I didn't miss the car when it arrived.

Here is where the annoying group of tourists came into the story, along with their scumbag tour guide. Let's call her SB.

A van arrived and dropped off all of them right in the entrance. SB gathered them together and explained some stuff in chinese. Being chinese myself, I understand a bit of what she said, but I didn't pay attention to it. SB then turned and stood in front of the glass door, expecting me to open it for her. I didn't really pay attention to her and looked down on my phone to check where my driver is at. She then impatiently opened the door herself.

Then she slapped my phone out of my hand. I was surprised and confused. SB then started to complain.

SB: "Do you work properly, you dumb boy."

Me: "Wtf lady. I don't work here." pick up my phone "I can direct you to an employee if you want to."

SB: "Keep telling lies and I'll tell your boss."

She then proceed to shove her coat into my arm and signaled the tourists to enter the lobby. I was mad. Real mad. So I did the only thing that crossed my mind. I tapped her on the shoulder and when she turned to look at me, I threw her coat down to the floor and wipe my feet on it. I also spat on it once. I was THAT angry.

She shrieked and shouted for the security guard. When the guard came, she screamed at him that I ruined her coat and she wanted to go meet the manager. The dude looked at me and laughed. He and I knew each other since I often chat with him while waiting for my online taxi.

Dude: "I can't do that, maam. He don't work here."

SB: "What?! He told me he work here."

Me: "B****, I literally just told you I don't work here. Why don't you eat shit and apologize.

By this time, my online taxi have arrived and the driver was calling me. So I walked away toward my car. I opened the door, turned back to look at SB and shouted in Chinese.

*Use your brain next time, dumbass. *

I proceed to board my taxi and smile as I see her jaw dropped and the tourists uncomfortably look between the car and her.

Moral of the story: Don't be an asshole and expect people to meekly listen to you.


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